Mortgage Tax Guide
New York State Mortgage Tax Guide (As of April 1, 2019) |
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| County | Mortgage Tax Rate | * Residential Exemption |
| Albany | 0.0125 | 25.0000 |
| Allegany | 0.01 | 25.0000 |
| Bronx | 0 | 0.0000 |
| Broome | 0.01 | 25.0000 |
| Cattaraugus | 0.0125 | 25.0000 |
| Cayuga | 0.01 | 25.0000 |
| Chautauqua | 0.0125 | 25.0000 |
| Chemung | 0.0075 | 25.0000 |
| Chenango | 0.0075 | 25.0000 |
| Clinton | 0.01 | 25.0000 |
| Columbia | 0.0125 | 25.0000 |
| Cortland | 0.01 | 25.0000 |
| Delaware | 0.01 | 25.0000 |
| Dutchess | 0.0105 | 30.0000 |
| Dutchess (Red Hook) | 0.0105 | 30.0000 |
| Erie | 0.01 | 25.0000 |
| Essex | 0.0125 | 25.0000 |
| Franklin | 0.01 | 25.0000 |
| Fulton | 0.01 | 25.0000 |
| Genesee | 0.0125 | 25.0000 |
| Greene | 0.0125 | 25.0000 |
| Hamilton | 0.01 | 25.0000 |
| Herkimer | 0.01 | 25.0000 |
| Jefferson | 0.0075 | 25.0000 |
| Kings | 0 | 0.0000 |
| Lewis | 0.01 | 25.0000 |
| Livingston | 0.01 | 25.0000 |
| Madison | 0.0075 | 25.0000 |
| Monroe | 0.01 | 25.0000 |
| Montgomery | 0.0075 | 25.0000 |
| Nassau | 0.0105 | 30.0000 |
| New York | 0 | 0.0000 |
| Niagara | 0.01 | 25.0000 |
| Oneida | 0.01 | 25.0000 |
| Onondaga | 0.01 | 25.0000 |
| Ontario | 0.01 | 25.0000 |
| Orange | 0.0105 | 30.0000 |
| Orange (Warwick) | 0.0105 | 30.0000 |
| Orleans | 0.01 | 25.0000 |
| Oswego | 0.01 | 25.0000 |
| Otsego | 0.0075 | 25.0000 |
| Putnam | 0.0105 | 30.0000 |
| Queens | 0 | 0.0000 |
| Rensselaer | 0.0125 | 25.0000 |
| Richmond | 0 | 0.0000 |
| Rockland | 0.013 | 30.0000 |
| Saratoga | 0.01 | 25.0000 |
| Schenectady | 0.0125 | 25.0000 |
| Schoharie | 0.01 | 25.0000 |
| Schuyler | 0.01 | 25.0000 |
| Seneca | 0.01 | 25.0000 |
| St. Lawrence | 0.0075 | 25.0000 |
| Steuben | 0.0125 | 25.0000 |
| Suffolk | 0.0105 | 30.0000 |
| Suffolk (Shelter Island, South Hampton, East Hampton) | 0.0105 | 30.0000 |
| Suffolk (Southold and Riverhead) | 0.0105 | 30.0000 |
| Sullivan | 0.01 | 25.0000 |
| Tioga | 0.0075 | 25.0000 |
| Tompkins | 0.01 | 25.0000 |
| Ulster | 0.0075 | 25.0000 |
| Warren | 0.0125 | 25.0000 |
| Washington | 0.01 | 25.0000 |
| Wayne | 0.0125 | 25.0000 |
| Westchester (except Yonkers, Mt. Vernon or Peekskill) | 0.013 | 30.0000 |
| Westchester (Mt. Vernon) | 0.013 | 30.0000 |
| Westchester (Peekskill) | 0.013 | 30.0000 |
| Westchester (Yonkers) | 0.018 | 30.0000 |
| Wyoming | 0.0125 | 25.0000 |
| Yates | 0.01 | 25.0000 |